Bank accounts

Our range of bank accounts
for customers
in England or Wales

An everyday bank account

Our everyday bank account is called Select. With this account, you can get a range of time-saving features, such as a contactless debit card and our easy to use Mobile Banking app, which lets you manage your money on the go.
To apply, you must be 18+ and a UK resident.

Select account

No monthly fee

  • Easy to use Mobile Banking app
  • 24/7 Digital Banking
  • Contactless debit card
  • Option to apply for an overdraft

Accounts with extra features

If you want more from your bank account, such as travel or mobile phone insurance, one of our accounts with extra features might be just the thing. All these accounts come with all the great features of our Select everyday bank account.
To apply, you must be 18+ and a UK resident living in England or Wales.

Select Silver account

£10 monthly fee

  • Mobile phone insurance
  • European travel insurance
  • Discounts on eating out with Tastecard
  • Plus all the features of our everyday bank account

Select Platinum account

£17 monthly fee

  • Mobile phone insurance
  • Worldwide travel insurance
  • UK car breakdown cover
  • Plus all the features of our everyday bank account

Joint bank accounts

If you are looking to manage your money with another account holder, a joint bank account could make sense. Select, Select Silver and Select Platinum are available to be opened as joint accounts.

Student and graduate accounts

We’ve got a student bank account and a graduate bank account, both with some great features to give you a helping hand in life.
To apply for the student account or the graduate account, specific eligibility criteria apply. You need to be 18+ to apply for an Arranged Overdraft.

Student bank account

No monthly fee

  • 1/3 off coach travel in the UK with National Express
  • Interest free overdraft up to £2,000 (£500 in first term)
  • Easy to use Mobile Banking app

Graduate bank account

No monthly fee

Interest free overdraft up to £2,000 (for your first year)

Discounts on eating out with tastecard

Easy to use Mobile Banking app

Children’s bank account

If you’re looking for a children’s bank account, our Revolve account offers everything they need to become a lot more savvy with money. If you’re looking for an account for someone under the age of 11, we can still help. Why not take a look at our children’s savings accounts
To be eligible for this account you must be 11-18 years old and a UK resident.

Revolve bank account

No monthly fee

  • Pays interest on your balance
  • Get your own Visa debit card
  • Easy to use Mobile Banking app (payment restrictions apply)

Our other current accounts

If you’re thinking none of the accounts you’ve seen so far are right for you, see what else we have.
To apply for any of the accounts in this section, eligibility criteria apply.

Basic account

If you don’t meet the criteria of our other accounts

An account with no overdraft facility or cheque book.

European accounts

Living in the EU?

If you live in the EU area, we have bank accounts just for you.

Black account

£28 monthly fee

For our Premier customers only. It comes with an extensive range of features. Premier banking criteria applies.

We’ll help you switch your account

We can help you switch bank accounts within your application – to start, just choose the bank account that’s right for you.

The free Current Account Switch Service will move everything across from your old account to your new Royal Bank of Scotland account, including Direct Debits, standing orders etc., within 7 working days. It’s completely free and is backed by an industry-wide guarantee to ensure the move goes smoothly. 

Already a Royal Bank of Scotland customer?

Want to squeeze every last bit of goodness out of your account? We’ve got some useful tips. We can help with changing or upgrading too.

Manage your account

Something else we can help you with?