EU accounts

Bank accounts for those
living outside
the UK but within the EU

Do you live in the EU, but outside the UK?

You could still be able to open a bank account with us. Start by having a look at the accounts we offer and decide if any of these are suitable for you.  

Accounts we offer…

Foundation account

A simple account to help you manage your money. This account doesn’t have an overdraft facility or cheque book.

Foundation account - in detail

A simple account to help you take control of your finances. No monthly fee.

  • Easy to use Mobile Banking app
  • 24/7 Digital Banking
  • Visa debit card

Mobile Banking is available to Digital Banking customers with a UK mobile number.

Our everyday account

Our everyday bank account is called Select. It has no monthly fee and with it you can get a range of time-saving features, such as a Visa debit card and our easy to use Mobile Banking app. This account can be opened as a joint bank account. Mobile banking is available to Digital Banking customers with a UK mobile number.

Select account - in detail

Manage your money easily, so you can get on with life.

No monthly fee

  • Easy-to-use Mobile Banking app
  • 24/7 Digital Banking
  • Visa debit card

Student account

Student life is tough enough as it is, so we’re doing our bit to help. This account has no monthly fee.

Student account - in detail

  • Get a free National Express Young Persons Coachcard when you sign up to Digital Banking and select to receive paperless statements.
  • A Visa debit card
  • An easy to use Mobile Banking app.

Our Mobile Banking app is available to Digital Banking customers with a UK mobile number.

What we need...

Proof of identity

When opening an account with us we will need to verify your identity. To make this easier for you we have listed out the types of ID we can accept. See our list of ID.

Proof of ID - in detail

You can use certified copies of one of the following documents to prove your identity:

  • UK/EU/EEA Passport- a valid visa is required in addition for all other passports, or
  • UK/EU/EEA photo card driving licence, or
  • EU/EEA National Identity Card (if applicable) 

Proof of address

We also need another document to use as proof of your address and this can’t be the same document used as proof of ID. See our list of acceptable documents.

Acceptable documents - in detail

You can use one of the following documents to prove your address:

  • A gas/electricity/home telephone/water bill (which must be less than six months old and cannot be printed from the internet), or
  • A mortgage statement (which is less than 12 months old and cannot be printed from the internet), or
  • A bank statement from another banking institution (which must be less than 6 months old and cannot be printed from the internet), or
  • UK/EU/EEA photo card driving licence (providing this hasn't been used to prove your identity) 

Proof of your Student status

The simplest way to prove your student status is to enter your 16 digit UCAS Status Code in to the application form. This is a 16-digit code emailed to you by UCAS.

Student status - in detail

All documents must be on headed paper and match the address on your application:

  • UCAS/NMAS Letter. This must include the UCAS/NMAS application number
  • Student Loan Company/LEA/SAAS Award Letter
  • Letter of Acceptance. This must be issued by a Government /LEA/SAAS funded University or College and the course must have a least six months left to run unless it’s an English course

How to apply

How do I apply?

Download, print and fill in the ‘Current Account application form for EU residents’ below. Then send it along with the required ID documents to the address provided on the application form.

How can I prepare?

We’ll need some personal details, such as your address history and proof of ID.

What happens next?

Once we have received your application form we’ll get in touch to let you know which account we are able to offer you.

I'm ready to apply

Important Information

Please take some time to review, print and/or save the important information. By clicking to proceed you are confirming that you have been provided with, and have acknowledged our important documents including the FSCS information sheet.

If you’re happy,

download this form and pop it in the post to us…